You can get a healthcare tax rebate on some of the healthcare bills you pay which are not reimbursed by the government or by private health insurance. Such expenditures cover the price of nursing home care, among other things. Premiums paid for long-term care insurance and medical insurance are also exempt from taxes. This at-source tax relief is provided by the insurance company. Only taxpayers are eligible to deduct medical expenses from their taxes.

Medical Costs

Medical expenses that you spend for yourself or another person may qualify for tax relief. Only if you are unable to recoup the costs from another source may you file for tax reimbursement. You cannot make a tax refund claim for the money you've already obtained or are about to receive from:

• A public or local agency, such as the HSE (Health Service Authority)
• A contract of coverage
• Any additional resources, such as compensation

Tax reduction is available on:

• Costs for consultants and doctors
• A doctor's or consultant's recommended products or therapies
• Maintenance or care in a hospital, treatment centre (such as a clinic), or nursing home
• Cost of hiring a licensed nurse to work from home
• The price of speech and language therapy provided to a kid who qualifies by a speech and language therapist
• The use of an ambulance
• Costs associated with school psychologists conducting psychological tests for children who qualify
• Psychological or psychotherapeutic care acupuncture
• The cost of a few goods for a youngster with a severe, life-threatening illness
• Cost of kidney patients (up to a maximum amount depending on whether the patient uses hospital dialysis, home dialysis or CAPD)
• Dental care with a focus
• Standardised maternity care
• Artificial reproduction

If a physician has prescribed them, the following elements are also eligible for the tax relief:

• Medicines and drugs
• Diagnostic techniques
• Orthotics or a related field of medicine (for example, treatments for squints and eye movement disorders)
• Audio devices
• Orthopaedic chair or bed
• Wheelchair or a lift for wheelchairs (no relief is due for alteration to the building to facilitate a lift)
• Glucose monitoring device for diabetics
• Using a licensed nurse when a severe sickness is present
• Services such as physical therapy, podiatry, or comparable treatments

Optical and Dental Care

Tax assistance is not available for normal dental and ophthalmology care. Regular ophthalmic care includes eye exams, the supply of glasses, and the upkeep of contact lenses. When a doctor prescribes orthoptic or comparable therapy, you may be eligible for tax relief. Extractions, scaling, fillings, and the provision and maintenance of dentures and synthetic teeth are all included in regular dental care.

The following dental procedures are exempt from taxation:

• Crowns, veneers, and etched fillings a la Rembrandt
• Tipping off Gold posts
• Gold linings
• Periodontal therapy
• Orthodontic care (braces and related treatments)
• If performed in a hospital, surgical extraction of affected wisdom teeth is eligible for tax reduction.
• Funding for nursing homes
• Care or treatment at a nursing home is included in care or treatment in a hospital.

You may receive tax relief if you are paying the nursing home expenses, regardless of whether you or another individual are receiving care there. If the nursing home offers round-the-clock on-site nursing care, you may claim this relief at your highest tax rate. This implies that your overall revenue is reduced by the quantity of the fees you pay. This lowers the portion of your income that is subject to taxation. Examples of tax reductions for nursing home expenditures are provided by revenue.

Nursing at Home

You may be eligible for a 20% tax credit on the expense of employing a licensed nurse at the house. Kids who have cancer or permanent disability. You may deduct the items as medical costs from your taxes if you have a child who is a child oncology patient or a youngster who has a permanent disability.

Telephone: If a kid with a persistent handicap or a child with cancer is receiving treatment from home, you may be eligible for a flat-rate reimbursement for calls and telephone rental costs if those costs are directly related to the patient's care.

Accommodation for overnight stays: Parents or guardians are also eligible for tax reduction when a kid needs to spend the night in the hospital as part of the treatment process and they are obliged to remain nearby.

Payments for lodging in the hospital and/or at a hotel or bed-and-breakfast close to the hospital are eligible for relief.

Travel: The expense of getting to and from the hospital for the patient and their guardians or parents on outings necessary for the child's medical care. If you drive a private vehicle, there is a travel reimbursement.

Hygiene supplies and specialised clothing: Parents or legal guardians are also eligible for tax relief on the price of cleaning supplies and specialised garments for the kid.

How to Apply

Because the credits are immediately provided at origin and incorporated in the amount that you pay, there is nothing you must do to receive tax relief for healthcare or long-term care insurance.

For medical expenditure reimbursement, you must submit a separate application. Only if you really can verify your claim with receipts may you claim medical expenditures. Your dentist should fill out Form Med 2 (PDF) so you have a receipt for dental charges. Payback at the end of the year provides relief. Refunds of tax claims must be made within 4 years after the tax's due date.

Final Words

So, now you know how to apply for medical tax relief so next time when you go to any hospital for treatment, apply for tax relief.